Life insurance

As many of you know, we have begun the adoption process. We are very exciting but the paperwork is crazy! We first have to prove our net worth is in the positive. I never knew that term life insurance could have cash value and still don't really understand it. Anyways, we figured out we are in the positive and able to move forward, which is great! What an exciting time for us and our family! We can't wait to meet the new member of our family!